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Generational risks

Where do I get a loan without refusing to fix my car?

A car is not just a means of transportation, but a necessity for millions of people. The question of “where to get a loan without refusal” becomes especially important when unexpected circumstances, such as a breakdown or accident, disrupt plans. Repair costs often exceed the available funds, forcing you to look for urgent financial solutions. […]

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Generational risks

Credit score vs. credit history: how do banks rate borrowers without official income

Getting a loan without an official income seems like a daunting task, especially for freelancers and the self-employed. Traditionally, banks require a salary certificate, but now more and more attention is being paid to alternative methods of evaluating borrowers. Credit score and credit history are two key tools that can open access to finance even […]

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Generational risks

Microloan directly to the card with a debt from bailiffs: how to avoid double debiting of funds

A microloan directly to your bank card seems like a convenient way to get money quickly, especially if other sources aren’t available. However, the presence of active enforcement proceedings introduces serious risks, turning temporary assistance into a potential debt trap. The situation of double write-offs, when funds are simultaneously withdrawn, but the repayment of debt […]

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Generational risks

Lend to an unemployed person’s bank card: how to prove your ability to pay without employment

Take a loan to your bank card and do it without proof of employment. Although this seems unattainable, there are alternative ways. Some lenders are willing to consider non-standard ways to prove solvency if the applicant demonstrates financial discipline. The main focus is on the stability of cash flows, and not on the existence of […]